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Post by Ellie on Apr 5, 2012 8:02:44 GMT -5
Working on figuring out insurance, and DH's insurance doesn't cover infertility  . Their coordination of benefits provision is also not in my favor, so it is pretty much stupid for me to keep both insurances. My insurance sucks for infertility (only paid at 50%), but thats better than zero. poo |
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Post by lauren&k&p&a&j&b's mom on Apr 5, 2012 9:29:51 GMT -5
Hi, Ellie, Haven't talked to you in a long time; congrats on your marriage!  Re: infertility coverage, believe it or not, 50% is MUCH better than what most people get. I would jump right on keeping that policy. (Apparently Massachusetts mandates insurance coverage for infertility; don't think that I haven't seriously considered moving there just for that!) I don't know how far you've gotten in the process yet, but I'll keep my fingers crossed that whatever treatments you need stay in the simple and less-expensive range. Clomid, for example, is under $70 a month (without insurance) and definitely worth trying. Good luck! |
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Post by Ellie on Apr 5, 2012 14:17:31 GMT -5
Thank you  I think I will stick with my current plan, which is the one that has the infertility coverage. Heck, its only a month away from my open enrollment anyway, which will give us another chance to revisit it. Kev and I have open enrollment at different times which will be beneficial if one of our companies starts offering better or suckier insurance. |
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Post by justlostanangel on Apr 6, 2012 21:07:24 GMT -5
Hate that insurance is giving you such trouble; love your picture though!! Glad they at least cover 50%! Stay strong!!
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Healthylife4 Tori
Full Member
A bear ever how hard he tries grows tubby without excerise- Winnie the Pooh
Posts: 334
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Post by Healthylife4 Tori on Apr 9, 2012 22:47:08 GMT -5
Ellie, Keeping you in prayers. More than anything I want to see you have your rainbow baby.
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iseult
Junior Member
Posts: 55
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Post by iseult on Apr 14, 2012 11:30:52 GMT -5
I would definatly keep up with that insurance that pays 50 percent. It gets expensive that is for sure. Also talk with dr and they migh be able to find wordings to get some of it covered by getting bundle lab work and stuff. also this may help for anyone needing fertility treatments. never know your state may mandate coverage. 15 states require it. www.fertilitylifelines.com/payingfortreatment/state-mandatedinsurancelist.jsp |
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Post by mom4ever on Apr 23, 2012 20:20:29 GMT -5
poo, dang insurance. BEAUTIFUL photo, beautiful bride ;D
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Post by Ellie on Apr 28, 2012 14:52:24 GMT -5
I would definatly keep up with that insurance that pays 50 percent. It gets expensive that is for sure. Also talk with dr and they migh be able to find wordings to get some of it covered by getting bundle lab work and stuff. also this may help for anyone needing fertility treatments. never know your state may mandate coverage. 15 states require it. www.fertilitylifelines.com/payingfortreatment/state-mandatedinsurancelist.jspMy state isn't on that list , and besides, my insurance is ASO, not fully insured... fully insured has to follow state and federal rules, ASO typically doesn't. |
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. Their coordination of benefits provision is also not in my favor, so it is pretty much stupid for me to keep both insurances. My insurance sucks for infertility (only paid at 50%), but thats better than zero. poo 
